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MessagePosté le: Sam 22 Sep - 09:30 (2018)    Sujet du message: mericans need a designated Critica Répondre en citant

Many of us have life insurance , however, there are very few of us that are prepared for the effects of becoming ill to the point that we cannot work. This means that a serious illness could lead to losing homes, savings, and lifestyle, instead of worrying about recovery.
Studies have shown that most Americans do not have the protection from costs that come about when surviving a serious event. Due to these facts, Assurity Life Insurance has deemed October to be “Critical Illness Insurance Awareness Month.”
Ken Smith , the Director of Health Products at Assurity Life explains, “For most of the 20th century, when someone was diagnoses with cancer, or suffered a heart attack or stroke, that person died. They needed life insurance for their family. With the advances in the early 21st century, more and more people survive , but the financial consequences of survival can be devastating. These people still need life insurance in the 21st century, but along with new modern planning strategies, they also need critical illness coverage.” This new push to educate the masses during the month of October is only part of a larger effort by the industry to educate people about how they can be better prepared for the financial implications of illnesses.
Illness Can (And Will) Affect Your Health Financially
Some life-threatening conditions can change your life in seconds: if you were diagnosed tomorrow with cancer, and the only specialist lives across the country, you would have to pay for travel, hotels , and other necessities out-of-pocket. This is in addition to the hundreds of thousands of dollars in medical bills that your insurance company may or may not cover. If you can’t work, especially, it can be terrifying to realize that all the bills and costs of treatment will add up.
Disability Isn’t the Way Out:
For some people, the above scenario is real. In the United States, half of all bankruptcies are directly because of illness. Most people just assume that the disability coverage will help them through this tough time- at least until they realize that their policy takes up to three months to kick in; due to the high cost of medical care, three months could be a million years- as the $10 ,000 may not even last through the first few weeks.
Will Critical Illness be the Rescue?
Before you start to panic, though, let us tell you about a South African surgeon; Dr. Marius Barnard is famous for his part in the world’s first heart transplant. Dr. Barnard felt disgust with how medical bills could cause his patients to be pushed to debt and, as a result, could affect their recovery. So, he decided to do something to change it: critical illness insurance- a coverage that pays out a full lump sum when you are diagnosed with a condition that is outlined in your policy.
Spread the Word:
Though it is currently offered in 54 countries and has gotten more popular in the recent years , most Americans have no idea what critical illness insurance is. This is only one of the reasons why Americans need a designated Critical Illness Awareness Month- as it gives a larger push to educate consumers.
Over 75% of people over the age of 40 are diagnosed with a critical illness at some point. If these individuals had an extra twenty-to-one-hundred thousand dollars, then they might be able to make a full, fast recovery without being worried about finances. Following a devastating diagnosis, your critical illness policy can provide the extra money that you need to close the gap. This is an under-appreciated safety net that is able to keep you and your family safe from the devastation that a critical diagnosis can bring.
These risks are scary enough, which makes the month of October the perfect opportunity to educate the ones that need to hear about this the most.

CANBERRA, July 18 (Xinhua) -- Australian hotels need to keep up with the demands placed on them by Chinese tourists , Tourism Australia's boss said on Tuesday.

The remarks came after international research showed that Chinese tourists were less inclined to travel to Australia compared to a year ago.

The research, undertaken by the Expedia-owned Hotels website, found that Australia was third on the list of destinations Chinese tourists intend on traveling to in the next 12 months, down from being No. 1 last year.

Travelers coming from China said Australian hotels were simply under-equipped to handle Chinese tourists, with many indicating that a lack of Mandarin speaking staff was a problem, in addition to no support for payment facilities such as China Union Pay.

On Tuesday , Tourism Australia managing director John O'Sullivan told News Corp that while Chinese tourists wanted to visit Australia, the lack of support was proving detrimental for the tourism industry.

"The challenge for Australian tourism providers is how to keep pace with this demand," O'Sullivan said.

But some hotels have recognized the challenges and are actively trying to better accommodate Chinese travelers.

Chief operating officer of Accor Hotels, Simon McGrath said his company had launched its Chinese Optimum Services Standards more than five years ago, meaning a number of locations were equipped to deal with Mandarin speakers.

"Today these standards have been adopted by over 50 of our hotels and we as a business continue to grow in this area as we learn more about what our Chinese guests are looking for in -accommodation in Australia," McGrath said.

Meanwhile the boss of Mantra hotels , Bob East said that while hotels in locations geared towards international tourists should be keeping up with demands from China, there were many hotels in less-popular areas which are primarily aimed at domestic tourism.

"It's a matter of tailoring the product around your most likely target market," East told. Wholesale Jerseys   Wholesale Jerseys China   Wholesale Jerseys From China   Wholesale Custom Baseball Jerseys   Wholesale Hockey Jerseys   Wholesale Basketball Jerseys From China   Cheap MLB Jerseys   Cheap Soccer Jerseys   Cheap College Baseball Jerseys   Cheap Football Jerseys 

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MessagePosté le: Sam 22 Sep - 09:30 (2018)    Sujet du message: Publicité

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